Well, my opinion of Mauritian society is that we are copy-cats. Most of the people wants to live a life-style that they can not afford! While trying to do so, they're indebted. Because by nature humans are greedy. Dream of a bigger car, bigger houses never end. Humbly I would like to remind that - "humans have unlimited wants with limited resources."
While taking loans, one must seriously think about unforeseen circumstances like sickness, death, redundancy, unemployment.
May GOD save us from greed's !